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Brazilian e-commerce has become accustomed to the unregistered boleto, which has become one of the most used forms of payment over time by consumers who shop in virtual stores, however, this modality may soon go out of use.
The Brazilian Federation of Banks (Febraban) indicated in 2015 the possibility of restricting or completely abolishing unregistered slips from the beginning of 2017, which can harm your e-commerce if you do not anticipate and create payment alternatives.
To aid in the transition process, the Vtex PCI Gateway team recently announced the creation of Bradesco's registered boleto (bank slip), which can be implemented in online stores created and operating on the Vtex e-commerce platform.
To add the new payment functionality on the Vtex platform is very simple. It is enough for the e-commerce administrator to enter the affiliation “Bradesco Registrado”, fill in the form with the requested information and associate the affiliation with the ticket under “Payment Terms”.
In addition to Bradesco's option, Banco do Brasil had already announced its registered payment slip , about which I've already published an article here on the E-Plus Digital Marketing agency blog.
The registered boleto brings some advantages for the owners of e-commerces. Depending on the operating institution, they can provide benefits such as:
– Tracking purchase data for use in Big Data analytics
– Reduction of the possibility of fraud in e-commerce
– Decreased settlement time
The costs of issuing the registered boleto are similar, but not the same as those of the common collection portfolio, so the administrators of virtual stores must make the calculation to adjust the profit margins.
